By  Jayson Peter    

Payment Methods

Payment Methods For US Online Casino Deposits

Welcome to my ultimate guide on online casino deposit methods.

By reading the following text, you will be able to learn how to make online casino deposits safely and conveniently.

You can see that there are all sorts of banking options for funding your casino accounts such as credit and debit cards, e-wallets, prepaid cards, gift cards, bank wires and checks and cryptocurrency, among others.

Learn everything about the advantages and disadvantages of these payment methods, together with the list of US-friendly casinos that accept them.

To help you navigate through this page more quickly, here are some useful links that will redirect you to specific parts of my guide.

Everything You Need to Know

So, you’ve successfully made a real-money casino account, and you need some tips on how to deposit and start playing. Don’t go anywhere, as this is the only guide that you will ever need.

Let’s get down to business, shall we?

American players use all sorts of different payment methods for online casino deposits. Credit and debit cards are still the most popular options in the US, and the most used services of this kind include Visa, MasterCard, American Express and Discover.

Tech-savvy players usually rely on the convenience of e-wallets like PayPal, Skrill and Neteller. However, some casinos don’t offer these methods to American players, and it’s also quite common that you won’t be able to unlock welcome bonuses if you use services like Neteller and Skrill.

Bank wires and checks are one of the safest banking options, but they are incredibly slow and can involve high fees. Nevertheless, many players feel most comfortable when using them.

Cryptocurrency transactions are starting to be embraced by US online casinos. Although not every casino out there accepts crypto deposits, the number of ones who do is slowly rising. Almost all crypto casinos have Bitcoin on their list of available deposit options, but you can also find other digital currencies like Ethereum, Litecoin and Ripple.

Click on the following links to see more details for each of these deposit options.

Payment Method Credit and Debit Cards E-Wallets Bank Wire Checks Cryptocurrency
Pros Widely accepted

High limits

Fast and reliable

High limits

Very high limits
Low fees Anonymity
Extremely fast
Cons Potential fees Not always accepted

Potential restrictions

High fees and exchange rates Extremely slow
Rarely a deposit option
Currency fluctuations
Not always accepted


Top 3 US Casinos for Quick and Easy Deposits

These three casinos offer the best deposit options, have minimum fees, and reward players with amazing welcome bonuses. Check them out!

#1Wild Casino

Wild Casino should be the top choice for all US players who want to make fast deposits and quick and easy cashouts. The operator includes all the most popular credit card services and cryptocurrencies, on top of bank wire and check transactions.
  • Over a dozen deposit methods
  • Multiple cryptocurrencies allowed
  • Low minimum deposit limits
  • US players accepted is known for their wide selection of slots and great welcome bonuses. However, they also don’t disappoint when it comes to payment options. Americans will be able to use all the most popular credit and debit card services, as well as Bitcoin, bank wires, and checks.
  • No deposit fees
  • Bitcoin transactions
  • All deposit options available for withdrawal as well
  • US players accepted

#3BoVegas Casino

Players on Bo Vegas can enjoy all the most popular deposit methods such as Visa, MasterCard, Bitcoin, and secure payment vouchers. The minimum deposit limit for all options is $25 and the deposits go through almost immediately.
  • Secure and fast deposits
  • Unlimited Bitcoin deposit limits
  • Low minimum deposit limits
  • US players accepted

Legality of Online Payments in US Casinos

Although the legality of online casinos in the United States has not been finalized yet, you may be surprised at just how easy it still is for you to find high quality online casinos accepting US players.

While there are a large number of online casinos that refuse to accept US players, there are still some that do.

More good news is, the online casinos that make it a point to accept players located in the US tend to be extremely catering to those players.

This means, once you join an online casino that’s US friendly, you can expect that casino to treat you very well.

You may be concerned that since it’s a bit more difficult to find an online casino that accepts US Players, it means playing at one of the casinos that does puts you at greater risk. You’ll be glad to learn that these casinos are actually operating legally, and in a fully licensed and regulated online casino gaming environment. They are licensed in an area where online gambling is legal and they are accepting your funds in a manner that’s secure. This allows you to enjoy having a great time playing all the online casino games you want without worrying about any legal ramifications.

When you are looking for an online casino to play at as a United States citizen, you want to look for a casino that offers them all the important features and elements. These include a player friendly casino with plenty of helpful information, generous bonuses, games powered by reliable software, a great selection of casino games, good customer support and US friendly deposit and withdrawal options.

Along with making sure the banking options are going to work for you, it’s also a good idea to read the fine print regarding the banking process, so you are well aware of the processing times and any fees you will be responsible for.

Not all of the banking methods that work for most online casino players located in other regions will work for the players who are located in the United States. But, we have researched and reviewed the most reliable payment processors that serve the US based casinos and we offer you our findings so you can come to an educated decision on which online casino is right for you, as well as what US based online casino deposit and withdrawal options are going to work the best for your situation.

How to Make a Casino Deposit: Step-by-Step Guide

No matter which deposit method you end up selecting, the process of funding your casino account with real money will always be the same.

So, if you’ve made your choice and want to deposit, here are the necessary steps that you should take.

Select a Casino from My List

Choose one of the casinos that I shared on this page. All these casino sites are safe and secure, and they accept some of the most popular payment methods for American players.

Register or Sign In

If you still don’t have an account, sign up at one of the casinos by filling out a simple registration form. The casino will ask for some personal details like your full name, date of birth, and residential address, in order to confirm your identity.

Once you’ve completed the registration process, the casino should send you an email saying that your account is now activated. If you already have an account, make sure that you are signed in before trying to make a deposit.

Go to the Cashier Page

Once your account has been created, navigate to the casino’s cashier page (usually in the site’s top menu screen). Click on deposit and check all the available options.

Of course, you can find all the available options even before making an account by searching for the casino’s banking page or by asking their customer support.

Select Your Deposit Method

Choose one of the available deposit methods that will usually be displayed in a drop-down list.

Note that the deposit methods can have different rules associated with their use, like the minimum and maximum limits, fees, relation to bonuses and promotions, transaction times, and other stuff. These restrictions can depend on both the deposit method and the casino itself.

Follow On-Screen Instructions

After you’ve selected the deposit method, you should manually type in the amount you wish to deposit. The casino will also ask you to fill out some details regarding your account and personal information. The instructions will be written on your screen and are easy to follow.

Wait for the Deposit to Go Through

Most deposits go through almost immediately, but some of them can take minutes, hours, or days, depending on which method you selected. The quickest deposit options include credit cards, cryptocurrencies, and e-wallets.

Start Playing!

Once you get the confirmation that your deposit has reached your account, you can start playing real-money games. Choose one of the websites from my list to enjoy the best selection of online casino games. Good luck!

Online Casino Deposit Methods: Safety & Security

Many people are wary when using certain casino deposit methods, as they are afraid of their money’s safety.

You should feel 100% safe if you decide to play on one of the casinos that you find on this website. I personally verified all the casino sites before including them on any lists by double-checking their safety policies.

Here are some of the main things that I look into before claiming that an online casino is safe to play on:

  • Third-party auditors — Most casino operators employ third-party auditors whose job is to confirm the website’s fairness and safety. Some of the most renowned auditors on US casino sites include eCORGA, TST, iTech Labs and Gaming Associates Pty.
  • Licensing jurisdictions — Each casino website must be licensed by the proper authority before being allowed to offer online gambling services. The most reputable licensing jurisdictions are Malta Gaming Authority (MGA), United Kingdom Gambling Commission (UKGC), the Government of Curacao, the Government of Gibraltar and others.
  • Privacy policies — Before joining any casino site, make sure to read their terms and conditions and privacy policy pages. This is to make sure that the information you leave to the operator doesn’t get misused in any way.

US Casinos with Low Deposit Limits

Every casino has different rules regarding their deposit limits. If your gambling budget is not that large and you want to start playing real-money casino games with as little money as possible, you’ll be happy to know that there are a lot of US-friendly casinos that accept deposits as small as $10 or $20.

Here is a list of the best US casino sites that have low deposit limits:

CasinoOfferDevicesPlay Now / Review

$5,000 Welcome Bonus


350% up to $5000


First 3 Deposits, Get Up To $6000


350% Match up to $3500


First 3 Deposits, Get Up To $3000


$5500 Welcome Bonus


$5000 Welcome Bonus


255% Bonus up to $2555


First 3 Deposits, Get Up To $6000




Load more Rooms

Credit Card Deposits

Even though many new payment methods appeared in the last several years, credit cards are still the most dominant form of doing online transactions.

The vast majority of US players use credit cards to deposit money into their casino accounts, and almost every casino operator accepts several different credit card services. They are safe, fast, and easy to use.

Benefits Drawbacks
  • Fast and reliable
  • Every casino accepts them
  • Low or non-existent deposit fees
  • Interest rates and withdrawal fees
  • Some cards are not available for withdrawals

Top Credit Card Deposit Methods:

  • Visa

    Visa Visa is considered to be the most popular banking option for United States residents making deposits into their US friendly online casino accounts.

    If you’re interested in playing at one of the fantastic US friendly online casinos, then you’ll need to begin by registering for a player account. Once you have done this, then you’ll need to deposit funds into that account…

  • mastercard

    mastercardmastercard is one of the most widely and popular credit cards. This makes it a credit card that most players already have readily available in their possession.

    It is also a card that most are more than familiar with using for various purchases online. mastercard is accepted at most of the US friendly online casinos and the process for using it is a simple one.

  • American Express

    American ExpressAmerican Express is a secure online payment processor that is considered one of the most exclusive credit cards around.

    Finding an online casino that accepts American Express for both deposits and withdrawals is not always so simple, however, so we have compiled a list of those US facing online casinos that do.

  • DiscoverDiscover

Cryptocurrency Deposits

Everybody seems to be embracing the crypto craze, and US online casinos are not an exception. Cryptocurrency transactions have entered the world of online gambling to the point where some casinos only accept cryptos, while others offer exclusive bonuses to their crypto depositors.

However, cryptocurrencies are not as widespread as credit cards or e-wallets. Although crypto transactions are safe, reliable, have high deposit limits and no additional charges, many people are still trying to figure out how to use them, or simply don’t trust this method yet.

Benefits Drawbacks
  • Safety and anonymity
  • Extremely fast transactions
  • High deposit limits
  • Special crypto bonuses and promotions
  • Currency volatility
  • Not accepted on all US casino sites

Top Cryptocurrency Deposit Methods:

  • BitCoin

    BitCoinBitcoin is a form of digital currency that was created by a software developer called Satoshi Nakamoto. Bitcoin is an electronic payment system that’s based on mathematical proof. The Bitcoin network isn’t controlled by a central authority the way other currencies are.

    In a way, Bitcoin is also anonymous type of currency which is one of the reasons why it makes a great form of currency for online casino players, especially those who are located in the United States.

  • EthereumEthereum
  • LitecoinLitecoin
  • DashDash
  • RippleRipple
  • Bitcoin CashBitcoin Cash

Other Casino Deposit Methods

Although credit cards and cryptos are some of the best online deposit options in my opinion, you should consider using one of many other methods if you feel that they are more convenient for you.

Many people like using e-wallets like PayPal. They are easy to use, but their main drawbacks include bonus restrictions and high withdrawal fees.

And I’m not talking only about casino withdrawal fees. When you try to withdraw money from your PayPal account to your bank account or  credit card, the service will hit you with a sizable charge.

Bank wires and Western Union money transfers are also a popular alternative, although they also come with high fees and other annoying restrictions.

Here is a list of some of the most common US online casino deposit alternatives:

  • Cashier’s Check

    Cashier's CheckCashier’s checks are one of the most secure ways to deposit and withdraw from an online casino account. Using a cashier’s check is quite simple but it involves going through your bank or post office.

    Many US online casinos happily accept cashier’s checks for deposits and withdrawals. This is how it works.

  • eCheck

    eCheckeCheck is a very convenient and secure way for you to make your deposits and withdrawals into and out of your online casino account.

    Using eChecks allows you to deposit funds into your online casino account right from your banking account and cashout so your funds are put right into your banking account. It seems almost too good to be true to have US players being able to use their banking account for online casino gambling.

  • MoneyGram

    MoneyGramMoneyGram is a money transfer service that works much in the same way Western Union does. It’s extremely popular and allows you to send money to just about anywhere.

    You will need to go to one of the MoneyGram locations near you in order to take care of your money transfer needs. You’ll see that MoneyGram is one of the payment methods many of the US friendly online casinos makes it a point to offer.

  • Prepaid Credit Cards

    Prepaid Credit CardsMany US facing online casinos are now accepting prepaid cards for transactions and this means security and convenience. Once you have registered for your account at one of the US friendly online casinos from our list, the next step will be for you to deposit your funds into your account so you will be able to participate in the real money casino games that are available to you. Prepaid cards offer you the benefit of not overspending and setting yourself some limits.

  • Western Union

    western unionWestern Union is a payment processor that uses a third party to agent to transfer money to and from online business.

    Many online casinos are now accepting Western Union as a method to fund accounts. It is a secure method that is gaining popularity amongst US facing online casino players too.

  • Wire Transfer

    Wire TransferUsing a wire transfer to fund your online casino account in the United States is quite simple and relatively fast. It is accepted by most US facing online casinos and is a popular choice for players who do not want to use their credit cards.

    We have shortlisted some of the top US facing online casinos that now accept wire transfer for deposits to or withdrawals from their accounts.

Online Casino Deposit Pending Times

If you can’t wait to start playing your favorite online casino game, you should choose a deposit method that allows you to instantly transfer your money to your casino account. Unfortunately, not all casino deposit options work fast.

Deposit delays occur when casino operators and payment services need time to confirm your transaction. However, most deposit methods won’t leave you waiting for more than several minutes.

Credit card transactions are usually the fastest, and bank wires, e-wallets, and cryptocurrency deposits work almost instantly as well. Money orders and checks might leave you waiting for a few days.

Withdrawal Waiting Times

You shouldn’t choose your online casino payment methods only by how fast the deposits take. Withdrawal waiting times are also worth considering, and they can be quite different depending on the method.

Although credit cards work fast for deposits, the withdrawals might have you waiting for several business days. Bank wires and checks take even longer than that, so it might be a week before you see your casino winnings.

The fastest withdrawal options are e-wallets and cryptocurrencies. Depending on the service that you’re using, waiting times are usually between one and 24 hours.

You should also consider the fact that almost every casino has a pending period in which they will be processing your withdrawal request and which is not related to the payment method that you’re using. That period can last between 24 and 48 hours.


I hope that reading this article will help you choose a casino deposit method. All players who are new to online casino gambling should benefit from this guide and avoid rookie mistakes when trying to deposit for the first time.

If you want to read more about individual payment methods, casino bonuses, games and the best online casinos for US players, feel free to browse my website for more content.

If you have any questions, don’t hesitate to use the comment section below. Also, check out the following FAQ part where I answer some commonly asked questions about casino deposit methods. Other than that — good luck!


What are my casino deposit options?
How to make a deposit on online casino sites?
What are the minimum deposit amounts on US casinos?
How long does it take for my deposit to go through?
Are there real-money casinos that don’t require a deposit?
Jayson Peter

Jayson Peter Author

Hello my fellow Americans. My name is Jayson Peter and I am the Chief Editor of I have been working in and out of the gambling industry for the past 20 years. You will be able to read the latest reviews on US casino rooms, find out the legality of gambling in your state and much more.