Baccarat is a casino game that appeals to punters from all across the spectrum right from the highest of the high rollers to the low rollers.
In the live casino industry of today, competition is cut throat and options like live Baccarat are an absolute must for most punters who will simply not hesitate to move onto another casino without thinking twice about it. Some of the most popular versions of Baccarat include Punto Banco, Chemin de Fer and Mini-Baccarat. However, in an online or live dealer Baccarat setup – you are most likely to find Punto Banco version being used.
What makes Baccarat such a favourite among punters of all ages, backgrounds and states in the USA is the fact that the learning curve is very gentle which means you can pick up the game just by playing a couple or more demo rounds. There are essentially three bets you can make each hand, namely, the players hand, the dealers hand or a draw\tie.
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Why Play Live Dealer Baccarat?
It may sound like you are blindly guessing the bets in a game of Baccarat, and that it is purely a luck based game, but it needs to be understood that there is still an unspoken bluff aspect of it and this is precisely why some people are able to play it better than others.
Playing Baccarat is simply not the same when you play against a random number generator (RNG), which is the technology most online casinos use in order to provide transparency that their games are fair and not rigged.
Therefore, playing live dealer Baccarat makes perfect sense. It is the next best thing to actually playing in a land based casino with the dealer standing just a few feet across you. The live dealer Baccarat option brings back a human element into the game which is lost when you play against the computer which is using a RNG.
How Live Dealer Baccarat Is Setup and How It Works
Live Baccarat, like most live dealer games is actually anchored by a third party company which then render it to the many casino software providers such as NetEnt or Playtech. However, a lot of the software providers (especially the bigger, more popular ones) are now in the process of setting up their own live dealer Baccarat and other live dealer games so that they are independent of the third party companies.
Having said that, there really isn’t much of a difference for the player or end user whether the live dealer Baccarat game is being hosted by the casino software provider themselves or whether it is the third party company which is hosting it. At the end of the day, irrespective of who is hosting it, the game is just as enjoyable and secure to the player.
All you need to do to play live dealer Baccarat in the online casino of your choice (provided that they offer live dealer Baccarat) is simply choose Baccarat from the live games section in the lobby and then proceed to choose a table depending on your preferred buy – in.
Once you do this the table and the live dealer will now be visible and you can pretty much get started playing. Remember to make your bets before the timer runs out and also there is chat window where you can say hello to the live dealer.
Live Dealer Baccarat FAQ
What exactly is Live Baccarat and how does it work? Well, keep reading for answers to the most common questions and find out.
Although it can be a profitable game, Baccarat is not the best card game when it comes to player returns. This title has to go to Blackjack, which has a theoretical house edge of around 0.5% or lower.
Depending on the bet, Baccarat’s house edge can range from 1.06% to 14.36%, with even the safest bet still not being as good as Blackjack. However, the house edge also depends on your personal skills and game rules. This means that if you are untrained card player, you are likely to suffer more loses no matter what. That’s why most beginners prefer Baccarat, since it is simpler to understand.
Progressive Baccarat is basically Classic Baccarat with a lucrative side bet. The side bet is made on a progressive jackpot pool or other prizes determined by the game’s pay-table and it can only be won when a pre-defined Tie, Banker, or Player hand is dealt, or other specific situations arise. However, Progressive Live Baccarat isn’t as common as classic versions of the game.
Just like other Live Dealer games, Live Baccarat is streamed from a live studio where a dealer is sitting behind a table. As a player you can clearly see all the dealer’s actions, as the camera never moves, and you can communicate with him/her through a live chat feature.
There is also a graphical interface bordering the stream where the bets and other relevant information are displayed, which you can customize to your liking. Basically, it’s just like playing in a land-based casino, only you need to rely on your computer/mobile to talk to dealers.
Although the selection of Live Baccarat games isn’t as colorful as other live casino games, there are still some choices to be made. Apart from Classic Baccarat, you can also play Progressive Baccarat, Baccarat Banque, Punto Banco, and Baccarat Chemin de Fer. However, not every casino will offer all versions.
This is one of the most common questions that new players ask and the answer always depends entirely on what you mean by “beatable”. The truth is that, according to statistics, the Banker’s hand will win about 50.38% of the time and it has a fairly low house edge of 1.06%. Whether this is considered beatable or not, is up to you.
There are some casinos that let you join a Live Baccarat game and watch, but you will not be allowed to take any action whatsoever. This is normal, considering Live Baccarat tables have limited seats and to reserve a seat for you to practice without any money would be just plain illogical. But watching the game is useful also, as you can learn the tempo and feel of the game before you spend money.
The best bet in Baccarat is always the Banker bet, as it is the safest bet to win. However, money-wise, it isn’t the most lucrative one. The Banker bet gets a 1 to 1 payout, but as it has the lowest house edge in a game of Baccarat, or 1.06%, most experienced players prefer it.
On the other hand, the most profitable bet is the Tie Bet, which pays out either 8 to 1, or 9 to 1. But since it has the highest house edge of 14.36%, you are advised to avoid it at all times, since the chances of a tie being dealt are fairly low, or 9.5%.
Both games are virtually identical, except for the human factor. The odds are nearly always the same and so are the rules, although some casinos might alter them slightly. That’s why it’s important to read through the fine print before you join a table.
Card counting is impossible in both online and Live Dealer versions of Baccarat. Since you can use your computer to gain a significant advantage, the casino has to protect itself from abuse. This is done by using 6 to 8 decks per game, which are always reshuffled half way through, thus making card counting useless.
The standard game of Baccarat pays 1 to 1 for a Banker bet, but the casino always charges a 5% commission on this payout. Zero Commission Baccarat is a game where this 5% charge is supposedly not applied, that is, not at first.
However, with Zero Commission Baccarat, if the Banker wins the hand with a 6 score, your payouts will be 0.5:1, i.e. you will still get the commission charged to you in the end. Also, Zero Commission Baccarat has a higher Banker bet house edge of 1.46%, when compared to standard Baccarat where the same house edge is 1.06%. Thus, it is much more costly in the long run.